With all of the recent social and cultural upheaval around the globe, the resulting volatility of world financial markets, and partisan politics fueling a federal debt crisis right here at home, investors finally are beginning to realize that real estate in proven resort markets like Amelia Island should have a definitive place in their portfolios.

Right now there are broad indications that those who buy in the next 12 months may be celebrating five years from now (and beyond), while those who don’t may be looking back with regret.

In fact, many signs point to a ‘buy’ indication, but three in particular are especially attractive for buyers who are purchasing now: very discounted prices, attractive mortgage rates, and sellers who respond positively to “cash” purchasers (within reason).

Real estate values likely have bottomed out, and liquidity can be preserved by borrowing at historically low interest rates for investment in very high-quality properties below replacement cost.

One of the biggest bright spots in the national housing market is affordability, which was near an all-time high in the second quarter of 2011 according to the National Association of Realtors. Falling prices have made homes more affordable. In fact, the trade group’s affordability index measured the third-highest on record after the first quarter of 2011 and the fourth quarter of 2010.

Nationally, average home prices in June were 7.9% below a year ago, which was the height of the small boom spawned by the federal tax credit. However, prices are still up 4.1% over the first quarter. And as expected, retail sales rose 0.5% in July, up from 0.3% in June; the biggest increase in the past four months.

Better yet: The Federal Reserve announced on August 9 that it has the tools to keep interest rates low through 2013.

In Nassau County, real estate sales totaled $267 million between January and September 2011, compared with $255 million for same period in 2010. Of this new total, COLDWELL BANKER The Amelia Group closed $41 million in volume sales compared to $35 million for same period in 2010.

So, although listing volume in the county is down approximately 30% (year-to-year), sales are up about 5%. This in itself could be a harbinger of a positive shift in the local supply-and-demand curve.

To recap, it’s time to be among those smiling—not frowning—because you are among those recognizing the time has come to acquire an investment that truly will provide years of intangible returns for generations of your family; to fully enjoy a family asset that is protected by a market with limited inventory and very substantial ownership equity. The contrarians are buying now.

Let me help you see the light. As a proven market leader, I take great pride in working tirelessly to ensure that every buying and selling experience exceeds my clients’ expectations. I’ll be glad to take the time to explain the competitive advantages you can achieve as your agent of choice. Please contact me at your convenience.